CondoTek’s recent webinar, Condo Reserves and Reserve Studies: 2026 Fannie and Freddie Condo Lending Guideline Release, brought timely insight to one of the most important topics in condominium lending: how reserve planning affects mortgage availability in managed condo communities.
The discussion featured special guest Eric Churchill, SPS, along with CondoTek leaders Orest Tomaselli, Lisa Geloso, and Dan Cerulo. Together, they explored how reserve studies continue to play a critical role in condo project eligibility, lender review, and long-term community stability.
Reserve studies help determine whether a condominium association is setting aside enough money for future repairs and capital improvements. When reserves are strong, lenders have more confidence in the project, borrowers may experience fewer financing hurdles, and communities are better positioned to avoid unexpected special assessments.
As Fannie Mae and Freddie Mac continue to update condo lending guidelines, lenders and property professionals need clear guidance on how those changes affect underwriting and project approval. The webinar highlighted why staying current on reserve requirements is essential for anyone involved in condominium financing.
CondoTek continues to support the industry with technology-driven condo project review and lending solutions designed to improve efficiency, accuracy, and compliance. By helping lenders navigate complex condominium guidelines, CondoTek plays an important role in supporting mortgage availability across managed properties.
For lenders, property managers, and association leaders, the key takeaway is clear: strong reserve planning is not just a financial best practice, it is a major factor in maintaining access to financing.
